Make Money Online? Yes, You Can!

Do you want to make money online, but you’re not sure how? This Article will show you some of the basics, that you need to know, in order to make money on the Internet.We will look at:1. How to find the right product to sell.
2. What you need to start selling.
3. Why you need a web-site of your own.
4. Do you need a list of your own?
5. The right education.Before we look at the first topic, let me ask you a question: How hard are you going to work to make money online?A. I don’t want to work hard.
B. I don’t mind hard work.
C. I have no idea.
D. I will do what ever it takes.Why am I asking this question? The truth is, that there is a certain amount of work, that you will have to do, if you want to make money online. The amount of work is up to you! If you have money to play with, then you can out-source most of the work, and will be able to make money that much faster, but if you are working with a small budget, then you will have to work harder and put in the hours, that it takes to succeed. There is no short cut to success, the work has to be done by someone.So, now that you understand that someone will have to do the work, let’s take a look at number one and see what some of that work will be.1. How to find the right product to sell: If you have your own product, then this is easy, if you don’t, then you will need to become an affiliate and market someone else’s product or service, to make money online. This can take you a few hours, or a few weeks of searching on the Internet, to find the right product for you. The biggest thing to remember, is to find a product, that people will want to buy. If you try to sell a product that no-one wants, then you will not make any money. If you find a product, that you think people will buy, then jump on it and become an affiliate for that product.Not sure what an affiliate is, let me explain. For those people, that have never heard this term before, I will use a quick example; I own company A and I make Flashlights. I want to have lots of people to buy them, but I only have one web-site. So, I use a company, such as, Commission Junction, that people can join, to become affiliates (salesmen) for my flashlights. Every time they sell one, I will pay them a commission for the sale. So, there you have the basics, of what an affiliate is. You can find, all kinds of different products to sell, through companies like Commission Junction and ClickBank. Just do a search and you will have lots to choose from. This is the way, that most marketers, make money online, through becoming affiliates.2. What you need, to start selling. Once you have your product picked out, you will need a place to put it on display. For that, you need a landing or squeeze page (this is a site on the net, that you direct people to, so they can see your product). Once a person sees what you have to offer, they then go to a sales page, so that they can buy your product. We will look at, why you want two different pages, when we talk about building a list. For now, let’s look at number three.3. Why you need a web-site of your own. There are lots of reasons to have your own web-site.A. To brand yourself (Personal Branding). There are a tremendous amount of scams and scammers on the Internet today. What you need to do, is give your potential buyers a place that they can go, to find out more about you. Which, leads to my second point.B. People need to learn more about you and come to trust you. When people, can access more information about who you are, and what you do, and believe in you, then they will start to trust you and will be more likely to buy from you. As, in the author section below, I have a link to my personal blog, so that you can find out more about me and what I believe in. The more trust a person has for you, the easier it is to make money online, from the person. Which, leads to my next point.C. You can have a variety of products and services on the same site. I have a large variety of products and services, that you can access through my site. These are all, affiliate products, that I will get paid a commission on the sale, but, they are also products that I use and recommend. Then, there are books that you can buy and other products, as well. The site is set up, to help people to succeed and make money online, and to make me money, as well.Though, there are more reasons, the ones listed above, will give you a good idea, as to why you need your own web-site.4. Do you need a list of your own. I will tell you, that if you are not creating your own list of people, you will never make money online, that will be consistent. You can make money online without a list, but you will make more with one. Why? Once a person is on your list you can send them emails with new offers at any time that you like. The more people on your list, the more that you will be able to make.Let’s take a quick look at squeeze pages and sales pages: A squeeze page (or lead capture page) is designed to have people give their name and email, to the owner of the page. If that is not you, then you are building someone else’s list, and not your own. A sales page, is where a person is sent, after they have opted in on the squeeze page, so that they can purchase a product.5. The right education. This is the single most important thing you need to make money online, the right education. It will make or break you. Without it, you will not learn how to build your list, or how to get traffic to your site(s). Remember, that without traffic/people coming to your site, you will never make money online, no matter what else you do. There are lots of companies that will promise you all kinds of things, when it comes to education. Some will sell you, out of date systems, that did not work even when they were first put together, and some will just take your money and run. My advice to you, is to research any company that you are thinking about joining. There are lots of review sites, that will give you an indication of whether a company/product, is a scam or not.Personally, there is only one education company/platform, that I will recommend to people. It teaches, up to date strategies and techniques, that will make money online, if you follow the directions and do the work. Whether, you do it or out-source the work, it will give you all the tools and training, that you need to succeed.In summary: You need to find the right product and have a squeeze page/landing page to collect people’s email addresses, so you can build your own list. Then, have a sales page, for people to buy your product. Then, you need to send out more emails and promote other products to your list. And, the most important thing is to educate yourself, in the best techniques, in how to do all this.It is possible to make money online, with the right training. I wish you the best of luck with your journey.

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The Advance Directive for Health Care: An Overview

An advance directive for health care is a legal document in which you state the medical treatment you want to receive at some time in the future if you are not able to speak or make sound decisions for yourself. Other names for it are advance directive, health care directive and medical directive. It consists of three parts: the living will, power of attorney and do not resuscitate form (DNR).The living will is the part of the set of documents in which you make known to your doctor and family members the kind of care you would like to receive as you near the end of life and you can no longer speak for yourself. It is prepared in advance of circumstances requiring its use and does not override your expressed desires.Therefore, your consciously stated desires will always prevail over what’s in the document if the two don’t agree.A living will might specify the withholding and/or withdrawing of treatment. It can be general or specific. A general one usually includes wording that directs the withholding or termination of any treatment, other than that for comfort, if you have a terminal illness. More specific instructions apply to the withholding or withdrawing of specific forms of treatment. They might include things such as artificial feeding, intravenous fluids, or intravenous antibiotics.A medical power of attorney is that part of the health care directive which allows you to appoint someone to act in your behalf in directing your medical treatment if you are not able to speak for yourself or make sound decisions. The health care power of attorney goes into effect when your physician decides that you are no longer able to understand the nature and the consequences of your treatment decisions.The term for the person appointed to make these decisions is health care agent (proxy). It is most commonly a family member or close friend who fully understands your treatment wishes. The proxy cannot be a physician or other health care provider involved in your treatment though.With the exception of state restrictions or limitations listed by you on the power of attorney form, your health care proxy will make all decisions with regard to your treatment once the medical power of attorney goes into effect. Therefore, it is very important that the proxy have a good understanding of your wishes.In order for the document to be official and legal, you must fill out and sign the medical power of attorney form. Your health care agent must also sign the form. You can revoke the document at any time.The do not resuscitate (DNR) form is the part of the advance directive for health care that allows you to instruct healthcare personnel to not attempt to revive you if you stop breathing or your heart stops beating. Unless the form exist and is visible medical personnel will assume that you consent to attempts to revive you. Those attempts might include the placement of a tube down your windpipe, chest compressions and the use of electrical voltage to stimulate your heart.The do not resuscitate form is particularly valuable outside of the hospital, e.g. in situations where paramedics are called to a home. In that setting, it is important to have the form visibly on display where the emergency crew can see it. Otherwise, they will attempt resuscitation if it appears to be indicated.Medical advance directive forms can be obtained from a number of sources including medical offices, hospitals, attorneys, social workers and some post offices. You can also draft your own. Because states regulate advance directives each state has its own official living will, medical power of attorney and do not resuscitate forms. Therefore it is probably best to use your state’s official forms in order to be fully compliant with all your state’s laws.

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How to Prepare a Loan Package For a Bank Or Lender

A loan package is typically used for real estate development projects and acquisitions, but there are parts of the package which are applicable to the other types of business and commercial loans and finance. If you are seeking a loan or funding from a commercial or business lender or funding from a venture capital firm or investor, it is important to present a well organized, detailed loan package. The package gives the loan officer, investor or venture capitalist the necessary information to gauge the viability of your loan or finance request, and in turn, providing you a loan term sheet and commitment. All lenders and funding sources have different requirements, so customize your finance package to their parameters.Loan packages can be voluminous and paper intensive so it is important that it is well organized with a detailed table of contents and alphabetical tabs indicating different sections. This way the loan officer can easily find the necessary information in the package when analyzing and assessing your loan qualification and the resulting terms.The loan package should be bound in paper form, scanned to a disk and available for online download. If you are mailing to the Loan Officer a paper copy be sure to include the package on a disk as well. This way the lender can print out different sections for various loan committee members and decision makers. The disk should be well organized, with each section of the loan package as a separate, labeled folder, all presented in the order indicated in the table of contents, which should be the first folder on the disk.Preceding the loan package document is a loan summary, two to three pages in length, which summarizes the important parts of your loan or finance request. The loan summary is the first section in the loan package and can also be used as a standalone document to generate and gauge interest in your project. If used as a standalone, it should be accompanied by an executive summary. The loan summary is to a loan package what an executive summary is to a business plan, a summary of the key aspects and facts of the overall loan package. For this reason, the summary should be developed after the loan package is completed.Below you will find a suggested format for the loan summary and package. Amend them to suit your particular project and funding request.Suggested Loan Summary Format – company information, project description, company and project principals experience summary, sources and uses of funds, requested loan terms, summary of assets and collateral, project financial summary, current company and project financial summarySuggested Loan Package Format – table of contents; loan summary; company and project information, contact details and history; principals backgrounds, experience and resumes; key project employees, executives and managers experience and responsibilities; company and project organizational chart; company registration; project description; project pictures and renderings; key roles and relationships – company, strategic partners, third parties and government; sources and uses of funds; company and project collateral, assets, liens and loans; schedule of real estate; rent roll; company and principals credit standing and credit reports; principals and company financial statements; company balance sheet; project budget; company and project cash flow statements; pre-sale commitments; project appraisals and valuations; project studies, feasibility studies, business plan, consulting studies and engineering studies; project proposals and contracts, lease agreements and escrow agreements; title policies; annual reports; tax returns – personal and business; project strategic plan and time line; project construction plans, specifications, drawings, surveys and maps; project construction cost breakdown; construction cash and finance disbursement schedule; project construction cash flow statement; project and company advisors, consultants, contractors, construction team, legal firms, accounting firms and engineering firms; appendixGood luck with your funding initiative!

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